Personal injury is the loss or damage arising from physical and psychological injuries caused by another party. Examples are collisions, industrial accidents or medical errors. Personal injury often has dramatic effects on the lives of victims and their loved ones. They lose their income, their homes are no longer suitable for them, they need care. Those effects can be translated into loss components, like loss of earning capacity and medical expenses. If liability has been admitted, victims can recover those loss components from the liable party. In addition to material loss, victims often sustain non-material loss. Non-material loss, too, may entitle victims to compensation.